Access legal indemnity news

Below you’ll find articles or communications we’ve issued over the last couple of years which are related to our Access indemnities.

2020

Autumn 2020 - Access all areas
Intouch Autumn 2020 - Access all areas
While there are hundreds of different types of legal indemnities to cover the many complexities that arise during a property transaction, access cover for private rights of way continues to be one of the most frequently requested policies, and is the policy that creates the highest number of claims when compared to policies sold, largely because the risk of action against our insured does not diminish over time.
Autumn 2020 - Neighbours at war – a case study
Intouch Autumn 2020 - Neighbours at war – a case study
As we mentioned elsewhere in this edition of InTouch, resolving a dispute over a right of way can be a long and contentious process, even for an established property, as this recent claim, settled by our claims team, illustrates.
Spring 2020 - A cautionary tale
Intouch Spring 2020 - A cautionary tale
Verbal agreements between neighbours over rights of way can be a friendly and informal basis for developing land, but a recent case shows the problems that can arise from relying too heavily on good will.

Summer 2018 - Smelling the flowers
Intouch Summer 2018 - Smelling the flowers
A recent court case demonstrates that long-standing use of an access with the benefit of old legal rights of way can’t rule out the need for legal indemnity insurance.
Spring 2018 - Ask the experts
Intouch Spring 2018 - Ask the experts
We look at some of the most common questions posed to our underwriters.

Autumn 2017 - Insight: access not included
Intouch Autumn 2017 - Insight: access not included
Despite his home being his castle, there are plenty of Englishmen (and women) who don’t have a legal right to use their own drawbridge.
Autumn 2017 - Access denied
Intouch Autumn 2017 - Access denied
When an insured faced losing vehicular access to her home of seven years, and couldn’t demonstrate any prescriptive rights, we had to look into other options in order to resolve her difficult situation.
Autumn 2017 - Writing a prescription
Intouch Autumn 2017 - Writing a prescription
They say that it’s easier to beg forgiveness than ask permission. But when it comes to proving prescriptive rights over an access way, establishing whether consent has been granted can be the difference between success and failure.

Spring 2015 - Trouble at t'mill - a recent claim
Intouch Spring 2015 - Trouble at t'mill - a recent claim
As you know, during the conveyancing process, solicitors carry out a number of searches and investigations to identify potential title defects. And sometimes, something that first appears straightforward can turn out to be anything but.

Spring 2014 - In perpetuity, in practice
Intouch Spring 2014 - In perpetuity, in practice
Imagine the scenario: you've owned your property for over a decade, in which time you've carried out various improvements. Suddenly, the neighbours take exception to an entrance you created some years earlier, and you find yourself faced with legal action.

Summer 2013 - Get off my land!
Intouch Summer 2013 - Get off my land!
Imagine arriving at your property to find that posts had been erected to stop you gaining access. This was the scenario facing one of our insured parties recently, and it highlighted the value of an Access Indemnity policy.