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Listed below are our Access legal indemnity policies. If you are unable to find a product to suit your needs, then please call our underwriting team on 01603 617617 (Mon-Fri, 9am-5pm) who will be able to help. Click here to return to the full list of products.
Single policies
Lack of evidence of compliance with conditions contained in a section 278 Agreement entered into by a developer in relation to past highway works to the adopted estate road(s), which may affect the property
Insufficient rights for repair and maintenance of a private road serving the property - cover for the lender only
Inadequate servitude rights of access for pedestrian use only
Inadequate rights of access for pedestrian use only
Inadequate rights where access is for vehicles and pedestrians
Inadequate servitude rights where access is for vehicles and pedestrians
A section 38 Agreement has not yet been completed with the local authority for the adoption of the road(s) serving a new private dwelling on a development
Section 38 and/or 278 Agreement(s) has not yet been completed with the local authority for the adoption of the road(s) and/or the highway works required to existing adopted road(s), serving a new private dwelling on a development
Lack of evidence of Planning Permission and/or Highways Act consent for the construction of a vehicle crossover (including dropped kerb) on a public footway and/or publically adopted verge
Lack of evidence of Highways Act consent for the construction of a vehicle crossover (including dropped kerb) on a public footway and/or publically adopted verge
Combined policies
Inadequate rights of support, protection, and entry with adjoining dwellings to enable repair, and inadequate rights of access to and from the property for pedestrian use only
Inadequate rights of support, protection, and entry with adjoining dwellings to enable repair, and inadequate rights of access to and from the property for pedestrian use only
Title contains no or inadequate rights of access and it is subject to mining/mineral rights (including potential trespass claims)
Inadequate rights of access and title is subject to third party, private rights of way and/or rights to lay services
Inadequate rights for access to the property and an existing and/or potential breach of known and/or unknown freehold restrictive covenants
Inadequate rights of access and easement for services
Inadequate servitude rights for access and services required by the property
Inadequate rights of access and for using a septic tank and/or access for maintenances
Title contains no or inadequate rights of access and it is subject to freehold restrictive covenants and mining/mineral rights (including potential trespass claims)
Title contains no or inadequate rights of access and it is subject to freehold restrictive covenants and outstanding rights/easements
Inadequate rights of access and easement for services, and title is subject to third party, private rights of way and/or rights to lay services
Inadequate rights of access and easement for services, together with an existing or potential breach of known and/or unknown freehold restrictive covenants
Title contains no or inadequate rights of access and easement for services and it is subject to freehold restrictive covenants and outstanding rights/easements
Title contains no or inadequate rights of access and easement for services and it is subject to freehold restrictive covenants and mining/mineral rights (including potential trespass claims)