After years of languishing at the back of Countrywide's legal indemnity policy cupboard, our cover for Rights of Turbary finally saw the light of day a couple of months ago.
It's about as rare as hen's teeth, so it's not unreasonable to ask what a right of turbary is. By definition, it is the right to dig up turf or peat for fuel, either on common ground, or on another person's land. Surprisingly, this ancient right still exists to this day, though mainly in rural parts of England.
Insurance to protect property owners against loss, damages and costs as a result of these rights being exercised has existed for a long time, but in almost two decades of trading, we hadn't received a single enquiry for this type of cover. So, when we were asked to provide a policy in February for a rights of turbary risk, we could be forgiven for being a little taken aback. But, undaunted by this, we simply dusted off our underwriting manual, and quickly offered the solicitor a quotation, which they were happy to accept.
Unusual enquiries such as this don't come along very often, but when they do, rest assured, we've probably got a solution stored somewhere in our 'cupboard'. So, when you next encounter a rather obscure legal indemnity enquiry, why not call Countrywide, and we'll see what we can dig out.