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With requests to cover things such as lack of landlord consent for a cat flap, or a restrictive covenant that prevents the owners from keeping over two pets, we've pretty much heard it all.

Many years ago, the word 'turbary' became a popular search term on Google in our office when we received our first ever enquiry for a rights of turbary policy. In case you were wondering, it's the right to cut turf or peat for fuel on common ground or at another person's property.

And we recently dealt with an access risk for a proposed development, where cover was also required for lack of rights to use certain land as a visibility splay. The land was a registered village green with a known owner – the Parish Council.

As it was only the edge of the green that was needed for visibility splay, and the Parish Council was actually positive about the development, our underwriter provided the cover.

There are many more examples of unusual cases that we've encountered over the years, so you can rest assured, no matter how quirky the circumstances, we're always happy to take a look at your enquiry.