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We can now offer a new Lack of Planning Permission and/or Building Regulation Consent option for both unknown rights and easements options.d unknown third-party rights and easements affecting the title.

We can now offer a new Lack of Planning Permission and/or Building Regulation Consent option which adds cover for both restrictive covenants and unknown rights and easements, where past works at an existing residential or commercial property may have breached covenants and also obstructed unknown third-party rights and easements affecting the title.

Cover is available for existing residential and commercial premises affected, with premiums starting at £125.

We also offer cover where planning permission was not obtained for the use of the property as a house in multiple occupation (HMO), to protect against the risk of enforcement action being taken by the local authority.

Premiums start at £133 where cover is required for the HMO use only, or £158 where cover is required for the HMO use and for past alterations.