Product articles

Below you’ll find articles or communications we’ve issued which are related to our Restrictive Covenants indemnities.

Spring 2025 - The beginning of the end for leasehold?
Intouch Spring 2025 - The beginning of the end for leasehold?

Reform of the leasehold system has been an ambition of several previous UK governments. Looking back, the Commonhold and Leasehold Reform Act 2002 was an attempt to establish a long-term alternative to leasehold ownership of flats, and other properties. However, since its introduction, commonhold ownership has failed to overhaul the more established leasehold framework. 

Spring 2025 - Claims case studies: playing the long game
Intouch Spring 2025 - Claims case studies: playing the long game

Claims arising under policies issued for leasehold properties can be triggered for any number of reasons.

Summer 2022 - Greener thinking
Intouch Summer 2022 - Greener thinking
The contribution made by renewables to UK power has more than doubled since 2014, with energy generated by wind, solar, biomass and hydro sources making up 42% of the UK’s electricity in 2020.

Autumn 2020 - Ask the Experts
Intouch Autumn 2020 - Ask the Experts
We look at some of the most common questions posed to our underwriters.

Spring 2018 - Insight: feeling restricted
Intouch Spring 2018 - Insight: feeling restricted
Having an offer accepted on the ‘perfect’ property is an exciting time and, at that point, most would-be purchasers have little idea as to what’s in the title deeds, let alone any covenants that might restrict how they might use their new property.
Spring 2018 - Claims case study: restrictive covenants
Intouch Spring 2018 - Claims case study: restrictive covenants
A recent restrictive covenant claim demonstrates how we tailor our approach to the specific circumstances of each claim we receive.

Summer 2017 - R is for Restrictive Covenants
Intouch Summer 2017 - R is for Restrictive Covenants
Restrictive covenant policies rank amongst our most sought-after products, and it isn’t hard to see why. Title deeds very often contain covenants ranging from the mundane to the downright bizarre.

Spring 2016 - An unrestrictive approach - a recent claim
Intouch Spring 2016 - An unrestrictive approach - a recent claim
It's true that insurers don't have the greatest of reputations when it comes to claims, but the policyholder in our latest claims case study was delighted with the way we helped him out of a tight spot.

Winter 2013 - Stunted growth - a recent claim
Intouch Winter 2013 - Stunted growth - a recent claim
Extending a home is rarely straightforward, and as the claimant in our latest claims case study found out, it can prove even more difficult if your neighbours have the benefit of covenants over your property.