One of the most common claims scenarios, that we are faced with, occurs when local authorities are threatening enforcement action for past unauthorised works, including those which breach a planning condition. In these cases, the age and nature of the works often determine our strategy for dealing with the claim and how we achieve the best outcome for the policyholder.
Product articles
Below you’ll find articles or communications we’ve issued which are related to our Planning indemnities.
In an earlier edition of intouch, we examined the new Building Safety Act 2022 and explored whether it had impacted our Building Regulations policies (it hasn’t!). We’ve received a similar set of questions relating to the Levelling Up and Regeneration Act 2023 and its potential ramifications on the availability, price and cover provided under our suite of lack of planning consent policies.
At Countrywide, we always try to go above and beyond, not only in delivering great customer service, but also in our commitment to providing market-leading cover and value for money.
We can now offer a new Lack of Planning Permission and/or Building Regulation Consent option for both unknown rights and easements options.d unknown third-party rights and easements affecting the title.
We understand that lenders increasingly request cover that protects their loan security, and the impact that these requests have on shaping products in the legal indemnities market.
We can now offer a new Lack of Planning Permission and/or Building Regulation Consent option for both unknown rights and easements options, where past works at an existing residential or commercial property may have breached covenants and also obstructed unknown third-party rights and easements affecting the title.
When claims occur on legal indemnity policies, the costs are often eye-watering. But as our latest case study shows, it's sometimes down to expertise rather than money which helps a claim reach a successful conclusion.
In its attempts to stimulate the economy, the Government has recently temporarily extended permitted development rights for homeowners, to allow extensions to be built without planning permission.