Listed below are our Defective Lease legal indemnity policies. If you are unable to find a product to suit your needs, then please call our underwriting team on 01603 617617 (Mon-Fri, 9am-5pm) who will be able to help.
Get a quote WordingInadequate rights of support, protection, and entry between leasehold 'overdwellings' and 'underdwellings' to enable repair, where the buyer/borrower is not obtaining a survey
Get a quote WordingPotential landlord repossession using a Section 8 Housing Act Notice due to outstanding ground rent under a long lease, as a result of the landlord interpreting the long lease as an Assured Tenancy or AST due to the amount of ground rent stipulated
Get a quote WordingLender only policy to cover the risk of forfeiture due to a future breach of the long lease by the borrower, where the lender is not notifiied due to the lack of a mortgagee protection clause in the lease.
Get a quote WordingInadequate provision to maintain and repair the building in accordance with sections 5.14 and 5.15 (or such relevant paragraph) of the UK Finance Mortgage Lenders' Handbook
Get a quote WordingInadequate provision to maintain and repair the building in accordance with sections 5.14 and 5.15 (or such relevant paragraph) of the UK Finance Mortgage Lenders' Handbook - lender only
Get a quote WordingInadequate provision to maintain and repair the building in accordance with sections 5.14 and 5.15 (or such relevant paragraph) of the UK Finance Mortgage Lenders' Handbook, where the buyer/borrower is not obtaining a survey
Get a quote WordingLeasehold title to the property may be defective and rights of access granted in the lease may be ineffective, as the lease plan is missing, illegible or uncoloured.
Get a quote WordingInadequate provision to insure, maintain and repair the building and/or reinstate the property or buildingĀ , where the buyer/borrower is not obtaining a survey