Defective Lease legal indemnity policies

Listed below are our Defective Lease legal indemnity policies. If you are unable to find a product to suit your needs, then please call our underwriting team on 01603 617617 (Mon-Fri, 9am-5pm) who will be able to help.

Single policies

Get a quote Wording Inadequate provision to insure the building and/or reinstate the property or building

Get a quote Wording Inadequate provision to insure the building and/or reinstate the property or building - lender only

Get a quote Wording Inadequate rights of support, protection, and entry between leasehold 'overdwellings' and 'underdwellings' to enable repair

Get a quote Wording Inadequate rights of support, protection, and entry between leasehold 'overdwellings' and 'underdwellings' to enable repair, where the buyer/borrower is not obtaining a survey

Get a quote Wording Potential forfeiture in the event of insolvency of the tenant or superior tenant

Get a quote Wording Potential landlord repossession using a Section 8 Housing Act Notice due to outstanding ground rent under a long lease, as a result of the landlord interpreting the long lease as an Assured Tenancy or AST due to the amount of ground rent stipulated

Get a quote Wording Lender only policy to cover the risk of forfeiture due to a future breach of the long lease by the borrower, where the lender is not notifiied due to the lack of a mortgagee protection clause in the lease.

Get a quote Wording Potential forfeiture of a superior lease which results in determination of the leasehold chain of title

Get a quote Wording Inadequate provision to maintain and repair the building in accordance with sections 5.14 and 5.15 (or such relevant paragraph) of the UK Finance Mortgage Lenders' Handbook

Get a quote Wording Inadequate provision to maintain and repair the building in accordance with sections 5.14 and 5.15 (or such relevant paragraph) of the UK Finance Mortgage Lenders' Handbook - lender only

Get a quote Wording Inadequate provision to maintain and repair the building in accordance with sections 5.14 and 5.15 (or such relevant paragraph) of the UK Finance Mortgage Lenders' Handbook, where the buyer/borrower is not obtaining a survey

Get a quote Wording Leasehold title to the property may be defective and rights of access granted in the lease may be ineffective, as the lease plan is missing, illegible or uncoloured.

Get a quote Wording Title to the property may be defective as the lease plan is missing, illegible, uncoloured or coloured incorrectly

Combined policies

Get a quote Wording Inadequate provision to insure, maintain and repair the building and/or reinstate the property or building 

Get a quote Wording Inadequate provision to insure, maintain and repair the building and/or reinstate the property or building - lender only

Get a quote Wording Inadequate provision to insure, maintain and repair the building and/or reinstate the property or building , where the buyer/borrower is not obtaining a survey